About RayEthell

Ray Ethell offers a wealth of experience to his clients, gained from over 20 years in the Finance industry, and prides himself on providing reliable customer focused service. As an independent mortgage consultant, Ray is able to find a product tailored to his clients’ individual needs, with relevant unbiased advice and recommendations. - Cert lV in Financial Services (Mortgage Broking) - Diploma in Financial Services (Mortgage Broking)

Debt Consolidation: How to find the Best Service

2023-05-29T11:26:13+10:00

Debt Consolidation in Australia When you feel like your monthly budget is already stretched too thin because of your mounting bills, you can look for professional debt consolidators to better manage your financial position. What is debt consolidation? It's when the creditors waive off the interest rates and all the penalties for late payments that [...]

Debt Consolidation: How to find the Best Service2023-05-29T11:26:13+10:00

Get Help With Debt Settlement Negotiation

2023-05-28T08:58:30+10:00

Tips on Debt Settlement Negotiation Some borrowers are going to end up defaulting on their loans or credit card accounts. This can not only ruin their credit rating but it can also cause a lot of heartache for the borrower because of lawsuits and many other things. Some people are going to try to deal [...]

Get Help With Debt Settlement Negotiation2023-05-28T08:58:30+10:00

Factors to Consider Before Applying for a Debt Consolidation Loan

2023-05-28T09:02:19+10:00

Debt Consolidation Loans The sad truth today is that many of us have gotten addicted to using our credit cards. Once we would have only used the credit cards to buy something and then pay it off when the bill arrived. That changed during the era of easy credit. With easy credit we started to [...]

Factors to Consider Before Applying for a Debt Consolidation Loan2023-05-28T09:02:19+10:00

Debt Consolidation Loans For People With Bad Credit

2023-05-28T09:05:04+10:00

Bad Credit Debt Consolidation Loans People who owe money to lots of different companies often find themselves overwhelmed by the prospect of paying it all back. It can be very difficult to manage a number of separate accounts and to honor financial commitments to multiple organizations. Fortunately, there is always the option of using debt [...]

Debt Consolidation Loans For People With Bad Credit2023-05-28T09:05:04+10:00

Why Creditors Agree To Debt Settlements

2023-05-28T09:10:01+10:00

Getting your creditors to accept a reduced lump sum payment is a useful strategy. While you might think it unlikely those companies you owe money to will settle for less, most will be willing to agree. The numbers of bad debts are extremely high, while the amounts eventually recovered can be well under ten cents [...]

Why Creditors Agree To Debt Settlements2023-05-28T09:10:01+10:00

Debt Advice – The Most Important Questions and Answers

2023-05-28T09:11:56+10:00

Advice on Debt The rapid increase of debts in our country this year is of course not a new thing and this owes to the fact that the cost of living continues to be difficult due to the increasing rate of inflation. Most people have found themselves fighting a war between starving their family or [...]

Debt Advice – The Most Important Questions and Answers2023-05-28T09:11:56+10:00

A Debt Consolidation Loan can be In Your Favor

2023-05-28T09:13:28+10:00

Debt Consolidation Loans in Australia While you are carrying a wide range of debt from several different sources, it is tough to always make the payments on schedule. You may come to the end of the money in your house hold expenses, before you have paid each creditor or you merely forget one bill from [...]

A Debt Consolidation Loan can be In Your Favor2023-05-28T09:13:28+10:00

Debt Consolidation Loans With Bad Credit: 3 Questions To Bear In Mind

2023-05-28T09:15:06+10:00

Debt Consolidation Loans with Bad Credit If you have bad credit and are burdened with so many debts, you might be surprised to learn that you can still apply for a loan. By debt consolidating your arrears, you can afford to repay debts in a manageable manner. You can extend the term of this type [...]

Debt Consolidation Loans With Bad Credit: 3 Questions To Bear In Mind2023-05-28T09:15:06+10:00

Will Debt Consolidating My Debts Impact Me?

2023-05-28T09:17:40+10:00

Debt Consolidation A debt consolidation loan, which is an installment loan can improve your credit in the long term. Using either of these options is a good one because you are very likely to pay lower interest rates than if you paid on your own. The first thing to think about when deciding to go [...]

Will Debt Consolidating My Debts Impact Me?2023-05-28T09:17:40+10:00

How to Get Your Repayments Reduced Through Debt Consolidation

2023-05-28T09:19:40+10:00

A Debt Consolidation Loan can Reduce Your Monthly Repayments Todays economy is a referendum on the "haves" versus the "have-nots." Either you are a homeowner with some borrowing power, or you are a homeowner struggling with your largest investment. Either you have equity in your home, or you do not have equity in your home. [...]

How to Get Your Repayments Reduced Through Debt Consolidation2023-05-28T09:19:40+10:00
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