Debt Consolidation
Debt consolidation is bringing all your existing debts together into one new debt, which can help you manage your repayments.
Only one loan to manage
Save on loan fees
Reduction in monthly repayments
Avoid entering into a debt agreement or declaring bankruptcy
- No more debt collection phone calls
The opportunity to regain control of your finances
Debt Negotiation
We have access to a team of experienced debt negotiators who are specialists in dealing with credit providers and helping individuals and business’ to reduce and settle debts.
They have extensive experience and close relationships with many credit providers, including the banks and are often able to reduce debts significantly, often saving you thousands of dollars in the process.
This is not a bankruptcy or a formal debt agreement such as a Part 9, the goal is to help you settle your problem debts informally so you can keep any damage to your credit file at an absolute minimum.
Fees are only payable if we save you money, no reduction no fee, it’s that simple.
Money Management
Get a customised and affordable debt plan – To get you back on track.
- Fixed Bill/Debt Handling
- Cash Flow forecasting
- Cash Flow spike management
- Emergency Savings Buffer
- Savings/Investment Transfers
-
Monthly Budget tracking & reconciliationMonthly Financial Leak Check-in
- Annual Cash Flow Plan & Goal Review
- Milestone Alerts
Additional Packages Available:
- Basic Cash Flow & Savings Program
- Debt Reduction
- Informal Debt Arrangements
- Loan Readiness
- Credit Improvement
- Insolvency Agreements