There is one loan package that will enable you to pay off other loans without any tension. It can be availed easily and it ensures lower monthly repayment amounts. It is called a "Debt Consolidation Loan". It is an option that you can consider if you find yourself struggling to make your monthly mortgage payments [...]

Debt Negotiation or Debt Consolidation May Reduce The Impact Of Soaring Interest Rates The average credit card rate rate is at 20%, and the average new card interest rate is poised to soar again this during this period of soaring interest rates. Fortunately, there are options that Australians can consider to free up cash every [...]

If you have an existing home loan, an option could be to transfer your debt onto your mortgage with a debt consolidation loan or applying to increase your existing home loan. Potential advantages of this method are: Home loans typically have a lower interest rate compared to other lending options like personal loans and credit [...]

If you have multiple debts from various creditors such as a mortgage, personal loan, credit card or other high interest unsecured loans, and you are having trouble paying these off, then it could make sense to roll these unsecured debts together with a debt consolidation mortgage. Debt Consolidation Loans When we consolidate all your unsecured [...]

How do you start your refinancing trip? Before making an application to refinance, consider your current financial situation along with your current level of monthly repayments to establish if there is a benefit in you consolidating this debt. In other words will you save on monthly out goings and repayments by debt consolidation.  Step 1 [...]