About RayEthell

Ray Ethell offers a wealth of experience to his clients, gained from over 20 years in the Finance industry, and prides himself on providing reliable customer focused service. As an independent mortgage consultant, Ray is able to find a product tailored to his clients’ individual needs, with relevant unbiased advice and recommendations. - Cert lV in Financial Services (Mortgage Broking) - Diploma in Financial Services (Mortgage Broking)

Will Debt Consolidating My Debts Impact Me?

2023-05-28T09:17:40+10:00

Debt Consolidation A debt consolidation loan, which is an installment loan can improve your credit in the long term. Using either of these options is a good one because you are very likely to pay lower interest rates than if you paid on your own. The first thing to think about when deciding to go [...]

Will Debt Consolidating My Debts Impact Me?2023-05-28T09:17:40+10:00

How to Get Your Repayments Reduced Through Debt Consolidation

2023-05-28T09:19:40+10:00

A Debt Consolidation Loan can Reduce Your Monthly Repayments Todays economy is a referendum on the "haves" versus the "have-nots." Either you are a homeowner with some borrowing power, or you are a homeowner struggling with your largest investment. Either you have equity in your home, or you do not have equity in your home. [...]

How to Get Your Repayments Reduced Through Debt Consolidation2023-05-28T09:19:40+10:00

Debt Consolidation Loans

2023-05-28T09:21:32+10:00

Debt Consolidation Loans Simply put, debt consolidation is taking one large loan to repay some or all of your outstanding debt. Ideally, the new loan will have better overall terms than the other loans individually. Once you've paid off all (or the majority) of your debts, you're left with a single monthly payment to pay [...]

Debt Consolidation Loans2023-05-28T09:21:32+10:00

Consolidate Debts Before the Situation Gets Out of Control

2023-05-28T09:23:22+10:00

Is a Debt Consolidation Loan Right for Me? Consolidating outstanding loans into a new loan is a great option for consumers struggling with debt. Many consumers only start thinking about debt consolidation when they start getting calls from collection agencies or when their credit report shows default. Store accounts, credit cards and small loans usually [...]

Consolidate Debts Before the Situation Gets Out of Control2023-05-28T09:23:22+10:00

Go From Debt Consolidation To a Debt Free Life

2023-05-28T09:26:15+10:00

Take Control of Your Finances with a Debt Consolidation Loan Sometimes personal relationships can put a strain on finances, and divorce is often the reason that people get too deeply into debt. Deep debt causes stress. There's no doubt about that fact. Getting out of deep debt relieves stress - there's no doubt about that, [...]

Go From Debt Consolidation To a Debt Free Life2023-05-28T09:26:15+10:00

Tired of Juggling Several Monthly Payments? A Debt Consolidation Loan May Be the Answer

2023-05-28T09:27:33+10:00

A Debt Consolidation Loan May Be Your Answer As more and more Australians face the growing problem of making ends meet month to month, people are turning to debt consolidation loans for assistance. Debt consolidation refers to taking out one large loan to pay off several smaller ones. The benefit to this approach is that [...]

Tired of Juggling Several Monthly Payments? A Debt Consolidation Loan May Be the Answer2023-05-28T09:27:33+10:00

What is Debt Negotiation? Common Questions Answered

2023-05-28T09:28:41+10:00

Debt Negotiation Common Questions Answered If you have bad credit and are in need of bad credit repair due to unpaid or slow paying debts, you may want to consider debt negotiation. You may be a great candidate for debt negotiation if any of the following describes your situation: o If you have any credit [...]

What is Debt Negotiation? Common Questions Answered2023-05-28T09:28:41+10:00

Credit Card Debt Negotiation! How Does it Work?

2023-05-28T09:31:23+10:00

How to Negotiate your own Credit Card Debt I will state right up front this will be a rather long article as I will be going over what credit card debt negotiation is, the benefit of the process, the disadvantages of the process, and I will also explain the differences between how a debt negotiation [...]

Credit Card Debt Negotiation! How Does it Work?2023-05-28T09:31:23+10:00

Warning – Debt Agreements Could Send You Bankrupt Anyway!

2023-05-28T09:32:55+10:00

It's always best to talk to a professional before you make any decisions regarding what to do when you are in a bad credit situation. In this article we'll take a look at debt agreements and examine how they can actually end up sending you bankrupt. That's right - they could end up driving you [...]

Warning – Debt Agreements Could Send You Bankrupt Anyway!2023-05-28T09:32:55+10:00

Vital Information on Debt Solutions in Australia

2023-05-28T09:34:01+10:00

Take Control of Your Finances with a Debt Solution When you are in a financial crisis and wish to take control of your finances your first step should be to talk to Debt Solution specialist. If you own equity in a property then you may be able to consolidate these debts into a new mortgage. [...]

Vital Information on Debt Solutions in Australia2023-05-28T09:34:01+10:00
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